Introducing RealSure Edge,
a new way to do FHA.
Make your FHA offer as attractive as cash, giving you
something you haven’t had before — the winning edge.
For FHA Buyers
A powerful ally to help you compete
For homeownership hopefuls with lower credit and less money to put down, RealSure Edge is a pilot program that puts buyers using FHA-insured loans on more equal footing with other bidders by transforming their offers into competitive cash offers.
Currently available in the Charlotte Metro area with more locations on the way.
How it works
More certainty + more options
RealSure Edge provides cash backing, removes the financing and appraisal contingencies, and helps meet the exacting standards of FHA loan requirements, giving you and sellers more certainty.
Even if a low appraisal causes the FHA financing to fall through, RealSure steps in with options to get you in the door now and buy the home later.
For buyers, sellers, and agents, RealSure Edge is the added confidence that’s been missing from the FHA equation.
Get the edge that gets you ahead.
With RealSure Edge, buyers using an FHA-insured loan can waive the financing contingency and make a more confident offer. Here's how:
Get Lender Approval
Apply for lender approval using our secure platform.
Qualify for the Program
Answer pre-qualification questions to enroll in the Edge program.
Check Home Eligibility
Find a home you love and your participating agent will confirm that it’s eligible for the program.
Make Your Offer
With lender and property approval, you can now make an offer knowing RealSure has your back.
Consider the door open.
Not all offers are equal. RealSure Edge adds the power and cash backing of RealSure to an FHA-insured loan. With the help of an expert agent, you’re better positioned than ever to win.
|Traditional FHA Offer||RealSure Edge Offer|
FHA + the power and cash
backing of RealSure
|Waive appraisal contingency|
|Waive financing contingency|
|Cash-backed buying power|
|Guidance of a trusted agent|
RealSure helps you win at home ownership.
Which program is right for you?
Cash-backed FHA Loan
- Have lower credit (minimum FICO score of 580)
- Have a higher level of debt
- Can put less money down (3.5%)
Cash-backed Conventional Loan
- Have higher credit (minimum FICO score of 700)
- Lower debt-to-income (DTI) ratio
- Have at least 10% down